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Accounting for mortgage burden in the calculation of family benefits as a factor of improving the standard of living in Vologda oblast

Link for download: 1 Лежнева Статья вычет ипотеки корректировка.docx

Authors: Elena Vladimirovna Lezhneva

Annotation: The article addresses the problem of ignoring monthly mortgage payments when calculating per capita income for unified family benefits. The current procedure (income before personal income tax) overstates family welfare. A deduction of mortgage payment from total income is proposed. Relevant for the Vologda Oblast.

Keywords: Mortgage lending, Vologda Oblast, Social assistance, Standard of living, Mortgage


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